Kapuso Mo Jessica Soho featured a couple who became a millionaire with their twenty (20) peso investment.http://www.gmanetwork.com/news/video/294282/kapusomojessicasoho/can-a-p20-investment-on-ice-candy-turn-you-into-a-millionaire
Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts
Wednesday, May 6, 2015
source: Top 10 Habits That Make You Rich
you can find the more detailed explanation for every points can be read here
1. Set Daily Goals
2. Practice Active Listening
3. Take Care of Your Personal Health
4. Network Regularly and Volunteer
5. Watch Less TV
6. Read Every Day
7. Develop Your Skills
8. Think Positive
9. Save Money
10. Hang out with like-minded people
you can find the more detailed explanation for every points can be read here
Thursday, April 30, 2015
Thursday, April 23, 2015
We’ve all experienced the side effects of a negative friend, colleague or co-worker. Perhaps you work with someone who complains endlessly about his job but never offers any solutions. Or, a good friend speaks unfavorably about others in your circle and creates drama.
These negative people are markedly pessimistic and will exhaust anyone. Destructive energy and drama follow them everywhere. If you’re not careful, they can pull you into their chaos -- disrupting your focus and sidelining your goals.
Use these seven strategies to better deal with negative people in your life.
1. Set boundaries.
2. Avoid complainers.
3. Weed out negative employees.
4. Choose your battles.
5. Don’t over analyze the situation.
6. Develop a support system.
7. Embody positivity.
Found an interesting story about why more Filipinos are poor because of "Dakot" Mentality. Here is an excerpt from Vic and Avelynn Garcia’s book entitled "Kontento Ka Na Ba Sa KaPERAhan Mo?" source text
Kurot Principle
Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a person na balak bumili ng cellphone worth P1,000. Nagkataong mayroon siyang P100,000 na savings. Puwede ba siyang bumili ng cellphone? Puwede, kasi yung P1,000, kurot lang ‘yon sa kanyang savings.
May pangalawang taong balak bumili ng cellphone. Ang bibilhin niya ay worth P1,000 din. Mayroon siyang savings sa bangko na P1,000. Bumili siya ng cellphone. Anong tawag dun? Dakot na ‘yun! Dinakot lahat ang pera niya!
May pangatlong tao, balak bumili ng cellphone, pero walang savings. P1,000 lang naman ‘yung bibilhin niya. Bumili siya. Anong tawag ‘dun? Utang na ‘yun!
Ang tanong: ano’ng prinsipyo ang ginagamit mo sa buhay mo? Kurot, dakot, o utang?
Magtataka pa ba tayo kung bakit tayo naghihirap o baon sa utang? Ang gagaling nating dumakot! Ang gagaling nating umutang! Gusto mong yumaman? Starting today, matutong kumurot. Kapag may bibilhin, dapat kinukurot lang! Nagkakaintindihan ba tayo? Kapag ginawa mo ito, pangako, yayaman ka.
Pag-aralan nating muli ang mga pinakamayayaman sa Pilipinas, ang Chinoy. Again, bakit sila mayayaman? Ang gagaling nilang… kumurot! Tayo ang gagaling nating… dumakot! Sasampolan kita…
Pinoy vs. Chinoy Businessman
May dalawang negosyanteng nagsimula ng kanilang negosyo, isang Pinoy at isang Chinoy. Ang capital nila pareho ay P100,000.
Sa unang buwan, si Pinoy, kumita ng P10,000. Ano ang iniisip bilhin? Cellphone. Si Chinoy, kumita rin ng P10,000. Ano ang gagawin niya? Idadagdag niya sa puhunan.
So magkano na ngayon ang puhunan ni Chinoy? P110,000! Si Pinoy, P100,000 pa rin, pero may bago siyang cellphone. Ang ganda!
Ituloy natin. After a few months, maganda ang takbo ng negosyo. Si Pinoy kumita ng P50,000. Ang Pilipinong may P50,000, ano ang balak bilhin? Bibili siya ng home theater, DVD, at LCD TV! Si Chinoy, kumita rin ng P50,000. Anong gagawin niya? Idadagdag uli sa puhunan niya. Magkano na ang puhunan niya? P160,000 na!
A few months later pa, ang Pinoy kumita ng P150,000! Ang Pilipinong mayroong P150,000, ano ang balak bilhin? Second-hand na kotse o pang-downpayment sa bagong kotse. Ang Chinoy, may P150,000. Ano’ng gagawin niya? Idadagdag sa puhunan! Magkano na ang puhunan niya? P310,000!
Buwan-buwan, si Pinoy kumikita. Dagdag siya ng dagdag ng gamit. Magkano ang puhunan niya? P100,000! Si Chinoy, buwan-buwan kumikita. Ano ang ginagawa niya? Dagdag ng dagdag sa puhunan niya. One day, Chinoy was able to save P1 million! So ginawa niya, he approached one supplier and said, “Supplier, kung bibili ako sa‘yo ng worth P1 million, bibigyan mo ba ako ng discount?” Hulaan mo kung ano ang sasabihin ng supplier. “Of course, ang dami mong bibilhin, kaya bibigyan kita ng additional 5% discount!”
Ngunit naisip ni Chinoy, “Hindi naman yata maganda na sa akin lahat ang 5%. Ang gagawin ko, bibigyan ko ang customers ko ng 3% discount at sa akin na lang ‘yung 2%.” Ibig sabihin, bababa ang presyo ng kanyang mga ibinebentang produkto.
It just so happened na magkatabi ang tindahan ni Chinoy at ni Pinoy. Pareho sila ng mga produktong ibinebenta. Given the situation, kanino kayo bibili? Kay Chinoy, because it’s cheaper. Ano ang mangyayari sa negosyo ni Pinoy? Malulugi na. Kasi mas mahal ang kaniyang produkto. Ano ang gagawin niya? Ibebenta niya ‘yung kotseng nabili niya ng P150,000. Sino ang bibili? Siyempre, ang maraming pera, si Chinoy. Tatawaran pa ni Chinoy ang kotse ng P80,000. Dahil gipit na si Pinoy, kahit palugi ay ibebenta na rin niya. Si Chinoy ngayon ay nagkaroon ng kotse na murang-mura lang!
After a few months, mauubos din ang P80,000 ni Pinoy. Ano ang susunod na gagawin ni Pinoy? Ang home entertainment niya ay ibebenta na rin. Magkano? P20,000 na lang. Sino ang bibili? Si Chinoy. Darating ang araw na pati ang cellphone ni Pinoy ay ibebenta na niya. Magkano niya ibebenta? P2,000 na lang! Isang araw, magsasara na ang negosyo ni Pinoy. Ano ang gagawin niya? Malamang, magtatrabaho na lang siya kay Chinoy. Ito ang kuwento ng bansang Pilipinas!
Naalala mo pa ba noong araw, mas mayayaman ang mga Pinoy kaysa sa mga Chinese. Bakit nagbago? Ano ba ang problema natin? Dakot kasi tayo ng dakot! Sila, kurot lang ng kurot!
Mayroon kaming naging participant before na nagsabi, “Sir, hindi naman totoo ‘yan! I know a Chinoy, he drives a BMW. That’s a P5 million car! Kurot ba ‘yun?” Malamang kurot ‘yun! Noong binili niya ‘yun, mayroon na siyang P100 million na savings! So kurot lang ‘yun! Nandiyan ka pa ba?
Isang Kahig, Isang Tuka
Saan ka makakakita ng mga taong isang kahig, isang tuka? Saan? Sa squatters area? Magtigil ka! Gusto mo’ng makakita ng mga taong isang kahig, isang-tuka? Sa Ortigas, sa Makati, may makikita ka.
What do I mean? Kapag hindi ka sumuweldo ng isang buwan, mabubuhay ba ang pamilya mo? Kung wala kang credit card, kung mawalan ka ng trabaho ngayon, ilang araw ang aabutin para mabuhay ng matino ang pamilya mo? Kapag nawalan ka ng suweldo, patay ka!
Ang mga Chinoy, kahit hindi muna kumita o magnegosyo, mabubuhay ng maganda. Bakit po? Kasi many years ago, kumahig sila ng kumahig at tumuka lang konti. Kaya marami sa kanila ngayon, tuka na lang ng tuka. Maraming Pinoy, kapag hindi tayo kumahig, wala tayong tutukain.
Ito ang masakit–sometimes, kahit matanda na tayo, kahig pa rin tayo ng kahig. Gaano karaming Pilipino ang 60 years old na ay trabaho pa rin ng trabaho? Puwede ba, simula ngayon, kumahig ka nang kumahig at iwasan munang tumuka. I-deprive ang sarili ng kaunti.
Ang pinakamasakit sa lahat ay ito–one day, you want to work, but you cannot work. You are already old. Why? Nagpakasasa ka kasi noong bata ka pa. Inubos mo na lahat ng lakas at kalusugan mo sa bisyo.
Tanong: Masama ba’ng bumili ng mahal? Sagot: Hindi! Basta kinukurot lang! Kapag nakakita ka ng kasamahan mong naka-Nike shoes, huwag mong husgahan kaagad iyong tao! Malay mo, kinurot lang niya iyon. At the end of the day, what is happening to other people is not important. What’s more important is what is happening to you.
The Bible says in 1 Thessalonians 4:11, “Make it your ambition to lead a quiet life. You should mind your own business and work with your hands, just as we told you.”
Learn more about investing in the Philippines. Join the Truly Rich Club of Bo Sanchez. Visit www.trulyrichclubmember.com
I found a very interesting picture on the internet but I do not know who created it. Now I could not cite the original creator for this.
When people look at successful people, the only see his/her success. But what they don't see is what lies beneath his/her success. It turns out that the success part of his life is only a tip of an ice berg of what really happened before he/she reached success. This pictures is self explanatory.
I cannot provide the source for this picture, thus I cannot provide the source.
Monday, April 20, 2015
Ang buhay ni Juan na dapat maunawaan
Share this my video ng sa panahon ngayon ang simple Juan ay magkaroon ng idea sa pag handle ng pera ngayon.. Pag- aralan kung paano mag karoon ng passive income sa panahon ngayon Click this link www.bizpossive-income.tk and for more details Explore my website www.ramilengada.com or msg. me on my fb account..
Posted by Ramil Engada on Tuesday, December 23, 2014
Poor is getting poorer, middle class dont have time and are pressured, and rich are becoming more rich.
Friday, April 17, 2015
An article by Maria Popova entitled How to get Rich: Paul Graham on Money vs. Wealth. I found this article interesting that is why I am adding this in my collection.
I was browsing the internet and I was crossed a site where it caught my attention. The title says 7 Million-Dollar Habits of the Super Successful. I just want to share what I read. Here is the preview of the list:
- Write your to-do list the night before
- The Mind, the Body and Soul
- Goal Setting and Visualization
- Gratitude and Positive self talk
- Self Development
- Networking
- Meetings and Accountability Sessions
Check out the complete details at the 7 Million-Dollar Habits of the Super Successful.
Thursday, April 16, 2015
There are so many ways to earn online. I will just mention a few.
only to name a few.. There are PTC (Paid to Click) Sites where you earn by clicking sites; Forums that gives cents by just posting post in their forums provided that your don't spam their forum.
There is also the Google Adsense where you place google advertisement to your blogs or websites.
Please leave comment if the links does not work.
- freelance.com
- freelancer.com (known as getafreelancer.com before)
- odesk.com
- payperpost.com
- elance.com
- raket.ph
- fiverr.com
- 199jobs.com
- portfoliomnl.com
- eserbisyo.ph
- kalibrr.com
only to name a few.. There are PTC (Paid to Click) Sites where you earn by clicking sites; Forums that gives cents by just posting post in their forums provided that your don't spam their forum.
There is also the Google Adsense where you place google advertisement to your blogs or websites.
Please leave comment if the links does not work.
VIDEO
Watch this interesting video about Financial Life
When we want to improve the stability of our financial life, this video will enlighten us and teach us what we should do. Here are it is:
- Carefully choose what to focus on.
- Figure out, what does this all mean
- What will you do?
In-depth explanation can be read at Entrepreneur.com
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